Please note that you can have either a security freeze or credit report lock on your Equifax credit report, but not both.Ĭlick here to review who can view your credit report if you have a security freeze or lock. A credit report lock allows you to lock and unlock your credit report online or by mobile app using identity verification techniques such as usernames and passwords. Credit report lock: A credit report lock generally has the same impact on your credit report as a security freeze. ![]() Download this form for mailing instructions. You can place a security freeze on your Equifax credit report online after creating a myEquifax account, by phone, or by mail. Freezes must be placed, lifted or removed separately with each of the three nationwide credit bureaus. Unless you temporarily lift or permanently remove a freeze from your credit report, it can’t be accessed to open new accounts (subject to certain exceptions).
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